This is a simplified English version of the insurance information document. Please refer to the
versions in local language which are the prevailing and legally valid documents per country.

General Third Party Liability Insurance for the time of
use of a Dott/Tier Unit

Insurance Product Information Document (IPID)
Company: AWP P&C S.A.

Registered in France under R.C.S. Bobigny with no. 519 490 080. Registered office in
Saint-Ouen (France).

Registered in the Netherlands with No° 33094603. Registered office Poeldijkstraat 4,
Amsterdam, 1059 VM (Netherlands).

Signed by: AWP P&C S.A., Dutch Branch

Product: General Third Party Liability Insurance (01.07.2025 – 30.06.2026)

This Insurance Product Information Document (IPID) provides a summary of key information about the
General Third-Party Liability Insurance policy (“Policy"), which is therefore not complete. Full information
about the Policy is provided in the documents relating to the insurance contract. The terms used in
this summary shall have the same meaning as in the Insurance Term and Conditions. For easier
reading, they are formatted with capital letters. In addition to this IPID, We have also enclosed a copy
of the Insurance Terms and Conditions and Allianz’ Privacy Notice. Please read all documents so that
You are fully informed.

What is this type of Insurance?

The Policy is a General Third-Party Liability Insurance Policy for individuals who: (A) rent a Dott/Tier
Unit through the Dott/Tier Application; or (B) use a Dott/Tier Unit with the explicit consent of a
registered user of the Dott/Tier Application (both are referred to here as Beneficiaries or Beneficiary).
Insurance cover under this Policy is only provided if no statutory motor third party liability insurance
for the respective Dott/Tier Unit in Beneficiary’s country exists. The Policy also provides cover for the
Local Policyholder.

What is insured?

The General Third Party Liability
Insurance Policy provides indemnity for
sums a Beneficiary may become legally
liable to pay for :

✓ Damages arising directly from an
Accident caused by the Beneficiary

✓ Legal Costs arising directly from an
Accident (our prior written consent is
required)

Who is insured?

✓ An individual who is registered to the
Dott/Tier Application and rents a
Dott/Tier Unit for personal
transportation purposes.

✓ An individual who uses a Dott/Tier
Unit with the explicit consent of a user
registered to the Dott/Tier Application.

What is not insured?

✘ Incidents arising from the Unauthorised
Use of a Dott/Tier Unit including
improper use of a Customer’s log-in
credentials or Commercial Use of the
Dott/Tier Unit

✘ Damage to Property (including
vehicles):

(i) owned or rented by a Beneficiary.

(ii) loaned or rented to a Beneficiary;
and/or

(iii) in the care, custody, or control of a
Beneficiary

✘ Damage to Property of, or Bodily Injury
to, Passengers carried by You on the
Dott/Tier Unit

✘ Damages caused when riding a
Dott/Tier Unit in connection with
passengers or animals

✘ Claims caused by wilful or malicious
acts

Insured sum

✓ EUR 1,000,000 per accident with a
maximum of EUR 5,000,000 for any
one Insurance Period per Territory
and a maximum of EUR 15,000,000
for any one Insurance Period for all
Territories under this Policy in Europe
(or the equivalent amount in local
currency (see local documents)).

✘ Any liability in connection with Data and
Cyber Claims

✘ Any liability in connection with Terrorism

✘ Any contractual liability unless You
would have had the same liability had
You not entered into the contract or
agreement

✘ Damages caused under the influence
of alcohol above the locally allowed
limit or under the influence of nonprescribed medicine or drugs.

✘ Any liability resulting from, arising out
of or relating to any Pandemic
outbreak including the Covid-19 virus

Are there any restrictions on cover?

If You do not tell Us about any other
insurance that wholly or in part covers
the risk when notifying Us of a claim
then it will release Us of Our obligations
under this Policy.

Where am I covered?

The insurance is valid in the country in which the Dott/Tier Unit is rented.

What are my obligations?

You must comply with the Insurance Terms and Conditions.

In the event of an insured event, You must,

• inform Us without delay of the Damage

• take reasonable precautions to prevent and minimise any
  financial loss which might be caused as a result of the
  Accident;

When and how do I pay?

Dott/Tier pays the insurance premium. There is no additional charge for You.

When does the contract start and when does it end?

The cover starts when You start a rental of a Dott/Tier Unit through the Dott/Tier
Application and ends with the end of such rental.

How do I cancel the contract?

You cannot withdraw from the Insurance; it is an integral part of the Dott/Tier rental
offer.

Important Information about the Insurance Policy

Dott/Tier (emTransit B.V.) has purchased insurance coverage to protect the rider during the use of the
Dott/Tier Units. Dott/Tier (emTransit B.V.) is the Policyholder and pays the premium to the Insurer.
The policy is active in the following countries:

YOUR INSURANCE

General Third Party Liability Insurance

You are insured for damages which result in
Bodily Injury to, or Damage to Property of, a
third party during the use of a Dott/Tier Unit.
Insurance cover under this Policy is only
provided if no statutory motor third party
liability insurance for the respective Dott/Tier Unit in
country of rental exists. The insurance is limited to EUR
1,000,000 per accident with a maximum of EUR 5,000,000
for any one Insurance Period per Territory and a maximum of EUR 15,000,000
for any one Insurance Period for all Territories under this Policy in Europe
(or the equivalent amount in local currency (see local
documents)). Note that this General Liability
cover is secondary to Your private third-party
liability insurance.

IN CASE OF AN ACCIDENT

What do You have to do in every claim?

You must take reasonable precautions to
prevent and minimize loss or damage. You
must also provide proof in support of the claim.
For this reason, please always secure suitable
evidence of the occurrence of the damage (e.g.
damage confirmation, attestation) and the
extent of the damage. Please notify Your
damage quickly through the Dott/Tier
Application or through claims-
support@ridedott.com. The Policyholder will
forward the claim to Us including relevant rental
data and We will reach out to You for further
instructions.

Applicable Law

The Policy is governed by the law of the country
of rental, unless this is precluded by
international law. The Policyholder or the
Beneficiary may bring an action under the
Policy before the court at the registered office
or branch of the Insurer.

If the Policyholder or Beneficiary is a natural
person, legal action may also be brought in the
court in whose district the Policyholder or
insured person has his place of residence at the
time the action is brought or, if no place of
residence exists, his habitual residence.

IMPORTANT NOTES

AWP P&C S.A. – Dutch Branch, is a Dutch
branch of AWP P&C S.A, which has its
registered office in Saint-Ouen, France and is
part of Allianz Partners Group. AWP P&C S.A.,
Dutch branch is registered at the Netherlands
Authority for the Financial Markets (AFM) and
is authorised by L’Autorité de Controle
Prudentiel et de Résolution (ACPR) in France
to provide insurance products and services on
a cross-border basis.

COMPLAINTS

Complaint possibilities

Our goal is to offer first-class services.

It is also important to Us to respond to Your
concerns. Should You ever be dissatisfied with
Our products or Our service, please let Us know
directly.

Ombudsman

If You are not satisfied with the solution You
may have a right to submit the complaint to La
Médiation de l’Assurance (www.mediationassurance.org) at LMA, TSA 50110, 75441
Paris, Cedex 09, France.

Alternatively You may have right to submit the
complaint to the financial services dispute
resolution service in Your Country of
Residence. Please refer to:

The European overview website

AWP P&C S.A. – Dutch Branch

Poeldijkstraat 4
Amsterdam
Netherlands - 1059 VM

Corporate Identification No° 33094603

AWP P&C S.A.

Public limited company under French law/
Registered Office: Saint-Ouen (France)

Commercial Register: R.C.S. Bobigny
No° 519 490 080

National Supervisory Authority

For complaints from all lines of insurance, You
can contact

• the Supervisory Authority responsible for
Us, L'Autorité de Controle Prudentiel et de
Résolution (ACPR), 4 Place de Budapest,
CS 92459, 75436 Paris Cedex 09
(https://acpr.banque-france.fr/en)

• or Your national Supervisory Authority:
https://www.eiopa.europa.eu/register-
licensed-insurance-undertakings_en

INSURANCE TERMS AND CONDITIONS

Applicable terms & conditions:

General Third-Party Liability Insurance

A. General Information

AWP P&C S.A. – Dutch Branch with registered office in the Netherlands (hereinafter “Insurer”) provides
insurance coverage subject to the terms and conditions set out herein. Some words and phrases have
specific meanings and are defined herein. For easier reading, they are formatted with bold letters.

B.

Definitions

The following definitions are applicable to the Policy:

“Local Policyholder”: The Local Policyholder per Territory is defined in the following table

“Accident” means a sudden event neither expected nor intended by (i) the Beneficiary or (ii) in case
of a Dott/Tier Property Claim only, the Local Policyholder, and which first occurred or commenced at an identifiable specific time during a Covered Period which results in Bodily Injury to, or Damage to Property of, a third party or third parties.

Definitions continued... (json not included)