General Third Party Liability Insurance for the time of use of a Dott/Tier Unit

Insurance Product Information Document (IPID)
Company: AWP P&C S.A.
Registered in France under R.C.S. Bobigny with no. 519 490 080. Registered office in Saint-Ouen (France).
Signed by: AWP P&C S.A., Dutch Branch
Registered in the Netherlands with No° 33094603. Registered office Poeldijkstraat 4, Amsterdam, 1059 VM (Netherlands).

Product: General Third Party Liability Insurance (01.08.2024 – 30.06.2025)

This Insurance Product Information Document (IPID) provides a summary of key information about the General Third-Party Liability Insurance policy (“Policy). It is therefore not complete. Full information about the Policy is provided in the documents relating to the insurance contract.

What is this type of Insurance?

The Policy is a General Third-Party Liability Insurance Policy for individuals who: (A) rent a Dott/Tier Unit through the Dott/Tier Application; or (B) use a Dott/Tier Unit with the explicit consent of a registered user of the Dott/Tier Application (both referred to here as Beneficiaries). Insurance cover under this Policy is only provided if no statutory motor third-party liability insurance for the respective Dott/Tier Unit in Beneficiary’s country exists. The Policy also provides cover for the Local Policyholder.

What is insured?

The General Third Party Liability Insurance Policy provides indemnity for sums a Beneficiary may become legally liable to pay for:

✓ Damages arising directly from an Accident caused by the Beneficiary
✓ Legal Costs arising directly from an Accident (our prior written consent is required)

Who is insured?

✓ An individual who is registered to the Dott/Tier Application and rents a Dott/Tier Unit for personal transportation purposes.

✓ An individual who uses a Dott/Tier Unit with the explicit consent of a user registered to the Dott/Tier Application.

What is not insured?

✘ Incidents arising from the Unauthorised Use of a Dott/Tier Unit including improper use of a Customer’s log-in credentials or Commercial Use of the Dott/Tier Unit
✘ Damage to Property (including vehicles):
(i) owned or rented by a Beneficiary.

(ii) loaned or rented to a Beneficiary; and/or
(iii) in the care, custody, or control of a Beneficiary
✘ Damage to Property of, or Bodily Injury to, Passengers carried by You on the Dott/Tier Unit
✘ Damages caused when riding a Dott/Tier Unit in connection with passengers or animals
✘ Claims caused by wilful or malicious acts

Insured sum

✓ EUR 1,000,000 per accident with a maximum of EUR 5,000,000 for any one Insurance Period per Territory and a maximum of EUR 15,000,000 for any one Insurance Period for all Territories under this Policy in Europe (or the equivalent amount in local currency).

✘ Any liability in connection with Data and Cyber Claims
✘ Any liability in connection with Terrorism
✘ Any contractual liability unless You would have had the same liability had You not entered into the contract or agreement
✘ Damages caused under the influence of alcohol above the locally allowed limit or under the influence of nonprescribed medicine or drugs.

✘ Any liability resulting from, arising out of or relating to any Pandemic outbreak including the Covid-19 virus

Are there any restrictions on cover?

If You do not tell Us about any other insurance that wholly or in part covers the risk when notifying Us of a claim then it will release Us of Our obligations under this Policy.

Where am I covered?

The insurance is valid in the country in which the Dott/Tier Unit is rented.

What are my obligations?

You must comply with the Insurance Terms and Conditions.

In the event of an insured event, You must,

• inform Us without delay of the Damage
• take reasonable precautions to prevent and minimise any financial loss which might be caused as a result of the Accident;

When and how do I pay?

Dott/Tier pays the insurance premium. There is no additional charge for You.

When does the contract start and when does it end?

The cover starts when You start a rental of a Dott/Tier Unit through the Dott/Tier Application and ends with the end of such rental.

How do I cancel the contract?

You cannot withdraw from the Insurance; it is an integral part of the Dott/Tier rental offer.

Important Information about the Insurance Policy

Dott/Tier (emTransit B.V.) has purchased insurance coverage to protect the rider during the use of the Dott/Tier Units. Dott/Tier (emTransit B.V.) is the Policyholder and pays the premium to the Insurer.
The policy is active in the following countries: France, Italy, Spain, Austria, Norway, Denmark

YOUR INSURANCE

General Third Party Liability Insurance

You are insured for damages which results in Bodily Injury to, or Damage to Property of, a third party during the use of a Dott/Tier Unit. The insurance is limited to EUR 1,000,000 per accident with a maximum of EUR 5,000,000 for any one Insurance Period per Territory and a maximum of EUR 15,000,000 for any one Insurance Period for all Territories under this Policy in Europe.

IN CASE OF AN ACCIDENT

What do You have to do in every claim?

You must take reasonable precautions to prevent and minimize loss or damage. You must also provide proof in support of the claim. For this reason, please always secure suitable evidence of the occurrence of the damage and the extent of the damage. Please notify Your damage quickly through the Dott/Tier Application or through support@ridedott.com. The Policyholder will forward the claim to Us including relevant rental data and We will reach out to You for further instructions.

Applicable Law

The Policy is governed by the law of the country of rental, unless this is precluded by international law. The Policyholder or the Beneficiary may bring an action under the Policy before the court at the registered office or branch of the Insurer.

IMPORTANT NOTES

AWP P&C S.A. – Dutch Branch, is a Dutch branch of AWP P&C S.A, which has its registered office in Saint-Ouen, France and is part of Allianz Partners Group. AWP P&C S.A. is registered at the Netherlands Authority for the Financial Markets (AFM) and is authorised by L’Autorité de Controle Prudentiel et de Résolution (ACPR) in France to provide insurance products and services on a cross-border basis.

COMPLAINTS

Our goal is to offer first-class services. It is also important to Us to respond to Your concerns. Should You ever be dissatisfied with Our products or Our service, please let Us know directly.

Ombudsman

If You are not satisfied with the solution You may have a right to submit the complaint to La Médiation de l’Assurance (www.mediationassurance.org) at LMA, TSA 50110, 75441 Paris, Cedex 09, France.